
Money-Saving Tips for First-Time Cruisers
Sail & SeesShare
(This post contains affiliate links to travel services and/or products we personally recommend. If you make a booking or purchase through these links, we earn a small commission at no extra cost to you. This helps support our free travel content. We only recommend services we truly believe in. Thanks for your support!)
Embarking on your first cruise is an exhilarating experience, as you explore new destinations, enjoy world-class amenities, and create lasting memories at sea. However, for many first-time cruisers, the excitement can quickly turn to worry when faced with the potential costs. From booking your trip to making the most of your time onboard, there are numerous ways to save money without compromising the quality of your vacation. This comprehensive guide will walk you through practical, actionable, money-saving tips tailored specifically for first-time cruisers so you can confidently set sail and keep your budget afloat.
Smart Booking Strategies
Time Your Booking for Maximum Savings
When it comes to booking a cruise, timing is everything. Cruise lines often release their itineraries up to 18 months in advance, and booking early can mean significant savings. Early birds not only get the best prices but also enjoy a wider selection of cabins and sometimes exclusive perks, such as onboard credits, free beverage packages, or complimentary specialty dining.
If you're flexible with your travel dates, consider booking during "wave season," which typically runs from January through March. During this period, cruise companies roll out some of their best deals of the year to fill ships for the upcoming season. You can also find bargains by sailing during shoulder seasons—those periods just before or after peak travel times—when prices tend to drop, but the weather is still pleasant.
Use a Travel Agent's Expertise
A knowledgeable agent can help you navigate many choices, find the best deals, and even secure complimentary upgrades or onboard credits. Their expertise can be especially valuable if you're unfamiliar with cruise line policies or want to avoid hidden fees, such as gratuities, port charges, or taxes. Agents are paid by the cruise lines to assist you; it's a concierge service at no additional cost to you, so you should take advantage of it. If you don't have a travel agent, please feel free to contact us for a referral to one of our Trusted Travel Partners.
Monitor Prices After Booking
Did you know that some cruise lines will adjust your fare or offer onboard credit if the price drops after you book? Policies vary, but it's worth monitoring your booking and asking your travel agent or the cruise line about price protection. If you notice a lower fare, reach out promptly—sometimes, the difference can be significant.
Pre-Cruise Preparations
Arrive Early to Save Money and Stress
Travel delays are an unfortunate reality. Arriving at your departure port at least one day before your cruise is not just a stress reducer—it's a money-saver. Missing your ship's departure due to a delayed flight or heavy traffic can lead to expensive last-minute travel arrangements to catch up with the ship at the next port. By arriving early, you can avoid these risks and often find better deals on hotels and transportation with advanced planning. Trip.com offers great prices on hotels.

Pack Smart to Avoid Onboard Expenses
Packing thoughtfully can save you a small fortune onboard. Cruise ship convenience stores charge a premium for everyday items, so come prepared with essentials:
- Power adaptors and USB hubs
- Over-the-counter medications and seasickness remedies
- Sunscreen, toiletries, and insect repellent
- Refillable water bottles
- Limited permitted beverages (many lines allow you to bring a bottle or two of wine or non-alcoholic drinks)
By packing these items, you'll avoid overpriced purchases and be prepared for any situation. Visit our store page to discover a range of useful travel gear.
Managing Onboard Expenses
Take Advantage of Included Dining
Most cruise fares include a variety of complimentary dining options, from buffets to main dining rooms and casual cafes. These venues offer high-quality meals with plenty of variety. While specialty restaurants may be tempting, they come with additional charges. If you want to try one, consider limiting yourself to a single special meal and enjoying the included options for the rest of your trip.

Evaluate Beverage Packages Carefully
Beverage packages, especially those covering alcohol, can be costly. Before purchasing, calculate how many drinks you realistically consume in a day. Most packages require you to drink several alcoholic beverages daily to break even. If you're not a big drinker, consider paying as you go or stick to complimentary options, such as water, coffee, tea, and juices, which are available at various locations throughout the ship.
Many cruise lines allow you to bring a small amount of your own wine or soft drinks onboard. Check your cruise line's policy and take advantage of this to save even more.
Limit Extra Purchases and Services
Cruise ships are filled with enticing extras—spa treatments, photo packages, casino games, and specialty shops. These can quickly add up. Set a budget for extras before you board and stick to it. Research in advance which activities and services are worth the splurge and which you can skip without missing out on the cruise experience.
Consider booking a 'guaranteed' cabin, where you select the category but not the specific room. This can be a great way to save money if you don't mind where your cabin is located. The cruise line will assign you a room from the category you chose, which could be anywhere within that category, possibly even an upgrade if available.
Shore Excursion Strategies
Book Excursions Independently
Shore excursions booked through the cruise line offer convenience and a guarantee that the ship won't leave without you, but they often come at a premium. With a bit of research, you can frequently find the same or similar tours offered by reputable local operators for much less. Online forums, review sites, and travel blogs can help you identify trustworthy companies; you can also find plenty of local tour operators through Viator.
If you're concerned about timing, consider local operators that cater to cruise passengers and offer a "back to ship" guarantee. This way, you enjoy the same peace of mind at a lower cost. Shore Excursion Group offers one of the industry's best return-to-ship guarantees.

Explore Ports on Your Own
Not every port requires a guided tour. Many cruise destinations feature attractions, beaches, markets, and historic sites within walking distance or a short taxi ride from the port. Do some research before you go—many ports have detailed maps and guides online. Exploring independently not only saves money but also allows you to set your own pace and discover hidden gems, fostering a sense of adventure and discovery that can make your cruise experience even more exciting. (Visit our Port Destination page for insights on what to do at each cruise port.)
Avoiding Common First-Timer Mistakes
Skip the Internet Package
Internet access at sea is notoriously expensive and often slow. Instead of purchasing a costly package, use your time to disconnect and enjoy the cruise experience. If you need to check in with family or access important information, wait until you're in port and take advantage of free Wi-Fi at cafes or public spaces.
Alternatively, you can also get eSIM data plans for much cheaper than cruise ship Wi-Fi to use on your phone, which will work pretty much whenever the ship is docked and your phone is connected to a cellular service. Airalo is one of the most reliable and popular travel data plan providers.
Be Selective with Onboard Activities
Cruise ships offer a wealth of free entertainment, from Broadway-style shows and live music to trivia contests, dance classes, and poolside games. Review the daily schedule delivered to your cabin and plan your days around these complimentary activities. Reserve your spending for truly unique experiences that aren't included in your fare.
Bonus Tips for Budget-Conscious Cruisers
Take Advantage of Loyalty Programs
If you think you might cruise again, sign up for the cruise line's loyalty program to earn perks like discounts, free drinks, or priority boarding on future sailings.
Watch for Onboard Sales
Many ships offer sales on spa treatments, specialty dining, and merchandise, especially on port days or toward the end of the cruise. If you're interested in these extras, consider waiting for a promotion to maximize your value.
Set a Daily Budget
It's easy to lose track of spending when you're using a cruise onboard account instead of cash. Set a daily limit for onboard expenses and check your account regularly at guest services or through the cruise line's app.
Conclusion
Your first cruise should be memorable for all the right reasons, not because of unexpected expenses. By booking smart, preparing thoroughly, managing onboard spending, and planning your shore days wisely, you can enjoy a fantastic vacation without overspending. Remember, the best cruise experiences are about enjoying new destinations, meeting new people, and making memories, not about how much you spend. With these money-saving tips, you'll be ready to set sail and make the most of every moment, without worrying about your budget. Bon voyage!